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How to get started in property investment without risking it all

Investing in property, at least in the long run, is a very good idea. It’s more often than not a good idea in the short run too, especially in these times of low interest rates. With little return on any money siting in the bank, the 5, 6, 7 or even 8% yields you can get from property represent an excellent return. The problem with short term investment is that property crashes and other economic conditions such as new laws and taxes can very quickly turn a good investment into a disaster.

If you can maintain your investment over time then the price of property almost always goes up in the end. But risking it all in the short term is sometimes too much for some people. However, there are ways of investing in property without having to over extend yourself or burden yourself with a risky mortgage.

Mutual funds

The main way of minimising both your investment and risk is to invest in mutual funds. As there are many other people out there in the same position, then why not club together to buy property. That way you don’t overextend yourself but you still get the benefit of investing in property. Sharing the cost is sharing the risk, and while returns may not be as huge as you’d like, it’s a great way to start.

Invest with a partner

If the lack of control of a mutual fund puts you off then why not do it at a smaller scale? A property partner is usually a business with an in-depth knowledge of the local market. They identify and sometimes purchase property, then welcome investment to repay their costs. Because of their position as experts in their field, they are able to minimise the risk of making a bad investment. Here at Agile Property Partners, these are the kinds of services that we offer in the Norwich area. We can source excellent investment opportunities and work with you to make a safe and secure investment with low risk.

Buy cheap and renovate

One of the best ways of making a good return is to buy cheap property, at an auction say, then renovate it yourself with a quick turnaround. Sell at a profit and then repeat the process. You’ve probably seen the TV shows where they make it look easy and it is lower risk than getting a huge mortgage but it still comes with its own issues.

To find out more about the local and national property market, or if you would like to chat about anything to do with property investment, give us a ring on Norwich 01603 567804 or send us a message.

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